AUTO INSURANCE • Overview • Coverages • Transferring (Out-of-state) HOMEOWNERS INSURANCE • Overview • Coverages COMMERCIAL LINES FINANCIAL PLANNING © 2004-05 J.J. Ruddy Insurance, Inc.		Our commercial lines department evaluates your needs and designs an insurance program that is tailored to your needs. Business Owners Policy Business Auto General Liability Umbrella Bonds Workmen’s Compensation Group Health/Life Employment Practice Liability Malpractice Property Inland Marine Every client has different needs. Contact us today for a complete review of your insurance program.