AUTO
INSURANCE
Overview
Coverages


Transferring
(Out-of-state)
HOMEOWNERS
INSURANCE
Overview
Coverages
COMMERCIAL
LINES
FINANCIAL
PLANNING


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Overview

Automobile insurance is compulsory in Massachusetts. Before a vehicle can be registered in Massachusetts the owner of the vehicle must obtain a Massachusetts automobile insurance policy.

Automobile insurance rates are set by the state each year. Annual automobile insurance premiums are based on three factors; your driving history, the type of vehicle that you drive, and the town where the vehicle is garaged.

At J.J. Ruddy we carefully review your individual needs and design an insurance program tailored to those needs. If you are registering a vehicle in Massachusetts for the first time, we provide complimentary Registry service.

Once the application process is complete, we will do the Registry running for you free of charge.